Stablecoin-powered payments and settlement for businesses

WAYV Pay uses stablecoin rails to move value between currencies and countries, alongside conventional bank rails. Business balances can settle in USDC, with EURC used on selected routes, and can be converted or paid out where supported. Blockchain transactions may be irreversible, and availability depends on KYB approval, country and provider terms.

Subject to KYB approval, country availability and provider terms.

Why stablecoin settlement is used

  • Value can move between supported corridors outside conventional banking hours.
  • Costs on some cross-border routes are lower than conventional correspondent banking.
  • On-chain records give a verifiable transaction trail for reconciliation.

On-ramp and off-ramp

On-ramp converts incoming fiat into a stablecoin balance; off-ramp converts a stablecoin balance into a payout to a supported bank account. Both depend on the currency, corridor, provider approval and compliance review. Provider and network fees may apply.

Things to check before sending

  • The destination network matches the recipient's wallet.
  • The recipient address is correct — on-chain transfers may be irreversible.
  • Sufficient balance is available for network fees.

Frequently asked questions

Which stablecoins does WAYV Pay use?
Business settlement is configured around USDC, with EURC used on selected routes. The exact settlement asset and network for your account is shown in the dashboard.
Do my customers need crypto to pay me?
No. Customers can pay through supported conventional methods, and settlement to a stablecoin balance happens behind the scenes where that route is configured.
Can I convert stablecoin balances to fiat?
Yes, where an off-ramp route and destination account are supported and approved for your business. Conversion rates and provider fees apply.
What are the risks?
Blockchain transactions may be irreversible, networks can experience congestion, and digital assets may be held by a different provider than your fiat balances. Review the applicable provider terms before use.

Related pages

Apply for a WAYV Pay business account

Register and we will guide you through verification and account setup.

Subject to KYB approval, country availability and provider terms.