Business Payments Without Borders. One Account, Many Currencies.
Receive customer payments, manage international funds and pay out locally where supported — with transparent fees and no monthly account cost.
Subject to KYB approval and provider terms.
What you get
- EUR, USD, GBP, MXN and BRL currency accounts where the provider supports the market
- Hosted payment links and QR-code payments you can share with customers
- Stablecoin-powered settlement for supported international transfers
- A non-custodial wallet for supported digital assets
- Applications accepted from 226 supported countries and territories
Applications are accepted from 226 supported countries and territories, subject to eligibility, KYB approval and provider availability.
Transparent pricing
- Account opening: €0. WAYV Free: €0/month. WAYV Plus: €6.99/month.
- EUR bank→EURC and EURC→EUR (same currency): 0% WAYV transaction fee.
- Cross-border payment fee — total customer fee, WAYV Free: €1.99 + 0.30% provider fee up to €250; 0.75% to €1,000; 0.50% to €5,000; 0.40% to €10,000; 0.40% above €10,000.
- Cross-border payment fee — total customer fee, WAYV Plus: 0.30% on the first €250 each month; 0.40% to €1,000; 0.35% to €5,000; 0.35% to €10,000; 0.33% above €10,000.
- Cross-border totals include the Bridge/provider fee of 0.30%; no additional €1 SEPA fee.
- Payment links: 1.55% on Free, 1.25% on Plus. QR-code payments: 1.55% on Free, 1.25% on Plus.
- External blockchain, network or third-party provider charges may apply where applicable.
Climate impact
A portion of WAYV Pay's transaction revenue supports verified climate projects connected to the countries where transactions take place.
Frequently asked questions
- Who can open a WAYV Pay business account?
- Companies applying from 226 supported countries and territories can apply, subject to eligibility, KYB approval and provider availability at the time of onboarding.
- Which currency accounts are available?
- Eligible businesses can apply for EUR, USD, GBP, MXN and BRL currency accounts where the provider supports the local market. Final availability is confirmed during onboarding.
- What does WAYV Pay cost?
- WAYV Free is €0 per month and WAYV Plus is €6.99 per month. Cross-border customer fees start at €1.99 plus a 0.30% provider fee on Free, while Plus starts at 0.30% on the first €250 each month. Payment links and QR-code payments are 1.55% on WAYV Free and 1.25% on WAYV Plus. Full amount bands are shown on the pricing page.
- Is WAYV Pay a bank?
- No. WAYV Pay is a technology and payment platform, not a bank. Regulated account and payment services may be supplied by third-party providers, and account or rail eligibility varies by country.
- How do customers pay a WAYV Pay business?
- Businesses can share hosted payment links or QR codes, or receive bank transfers into supported currency accounts where available.
Related pages
Apply for a WAYV Pay business account
Register and we will guide you through verification and account setup.
Subject to KYB approval and provider terms.