No. WAYV Pay is a technology and payment platform. Account and payment services may be provided by regulated third-party providers, and availability depends on jurisdiction, KYB approval and provider terms.

How is WAYV Pay different from WAYV Money?

WAYV Pay is the business product for company payments and accounts. WAYV Money is the separate consumer product. Business applications are handled only through WAYV Pay.

Pricing depends on the payment rail, currency and account type. See the pricing page; where a fee is not yet confirmed, contact WAYV Pay for current pricing.

WAYV Pay: a business payment platform for cross-border companies

WAYV Pay is a business payment platform combining multi-currency accounts, payment links, QR-code payments and stablecoin-powered international transfers. It helps businesses receive payments faster, manage cross-border transactions and support climate projects through everyday payment activity. Eligibility depends on country availability, business activity, KYB approval and provider terms.

Apply for a Business Account

Subject to KYB approval, country availability and provider terms.

What WAYV Pay does

Collect payments from customers using shareable payment links and QR codes.
Get EUR, USD, GBP, MXN, and BRL virtual account where available.
Send international business payments settled with regulated payment providers and stablecoin rails.
Track balances, payouts and statements in one business dashboard.
Support verified climate projects through everyday payment activity.

Who uses WAYV Pay

WAYV Pay is built for companies, merchants, professional service providers, exporters, online shops, hospitality businesses and invoicing platforms. It is a business product; WAYV Money is the separate consumer product.

How settlement works

Payments are received through the rail your customer chooses, then settled to your WAYV Pay balance or virtual account. Processing times depend on the currency, payment rail and compliance review. Settlement is not always instant, and blockchain transactions may be irreversible.

Climate impact

A portion of WAYV Pay's transaction revenue supports verified climate projects connected to the countries where transactions take place.

Frequently asked questions

Is WAYV Pay a bank?: No. WAYV Pay is a technology and payment platform. Account and payment services may be provided by regulated third-party providers, and availability depends on jurisdiction, KYB approval and provider terms.
Who is WAYV Pay for?: Companies, merchants, professional service providers, exporters, online shops, hospitality businesses and invoicing platforms that receive payments from customers in more than one country.
How is WAYV Pay different from WAYV Money?: WAYV Pay is the business product for company payments and accounts. WAYV Money is the separate consumer product. Business applications are handled only through WAYV Pay.
What does it cost?: Pricing depends on the payment rail, currency and account type. See the pricing page; where a fee is not yet confirmed, contact WAYV Pay for current pricing.

Apply for a WAYV Pay business account

Apply for a Business Account Contact WAYV Pay